Resources

The things most of us were never taught

Short, plain-language guides on the decisions that shape a family’s finances. Ask for any of these and I’ll send it over — no cost, no obligation.

Education

Understanding the RESP

How the 20% grant works, the deadlines that matter, and a catch-up plan if you’re starting late.

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Protection

How much coverage is enough

A simple way to calculate your family’s real protection gap — and cover it efficiently.

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Retirement

RRSP, TFSA or FHSA first?

Which account to fill first, and why the order changes the outcome.

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Tax

Withdrawing from an RRSP

What withholding really means, and how to plan withdrawals to lower the tax.

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Estate

What an estate really owes

The tax that lands on a final return — and how families plan for it in advance.

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Literacy

What we were never taught

A plain-language primer on the handful of ideas behind every strong financial plan.

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Free tool

Find your protection gap

The clearest place to start is your own number. In one short conversation we’ll calculate what your family would need, and what’s already in place.